Employment Practices Liability

Full Commercial Protection Includes Employment Practices Liability Insurance

If you’re a California business owner, chances are you have coverage that protects employees from injuries and yourself from theft. But slips and falls aren’t the only liability risks that businesses have to face; you can also get sued for matters related to your employment practices, too. Swell Insurance Solutions is an independent insurance provider in California, and we want to help you get the proper coverage.

You should always take your employment procedures seriously, but Employment Practices Liability Insurance (EPLI) is the best way to protect yourself if you do get sued.

Employment practices liability can protect you from lawsuits stemming from many things, including:

• Wrongful termination
• Sexual harassment
• Breach of contract
• Wage and hour violations
• Invasion of privacy

Take Time To Prevent Legal Action Before It Happens

Simply purchasing EPLI doesn’t mean you automatically won’t be sued; you’ve got to take steps other than insurance to protect yourself from legal action.

As a business owner, you can protect yourself from employment practices lawsuits by:

• Creating a handbook that outlines all company employment policies, like the procedures for hiring and terminating. Make this required reading for all employees upon hiring.
• Holding an annual seminar to refresh your employees of and important safety procedures
• Documenting and filing all instances of worker issues as they arise and what the company did to resolve them
• Putting a zero tolerance policy in place when dealing with discrimination, abuse, or any form of harassment

But even with all these precautions, many businesses still get sued. Swell Insurance Solutions can help you do everything you can to avoid legal action you don’t need. To hear more about the benefits of Employment Practices Liability Insurance, speak with one of our agents today by calling 855-457-9355 or fill out our online quote form.